Fund ESM projects based on risk/return patterns of contracts and associated revenue.

Restore Capital provides loans for financing ESM projects through our market rate private debt fund – Restore Capital Fund I (“Fund”). The Fund’s loans do not require the use of personal guarantees or land as collateral. Instead, The Fund emphasizes collateral from contracts for the purchase of Ecosystem Credits from a creditworthy source.

Potential creditworthy purchasers include:

• Government or corporate entities fulfilling current regulatory requirements
• Government Payments for Ecosystem Services (PES) (CRP, EQIP…)
• Investment grade buyers purchasing credits in anticipation of future regulations

The Fund provides market rate loans to qualifying projects with interest rates based on several factors. The two main factors in determining interest rates include: project timeline and market strength.